Quinn stands to receive $136,000 per year for the rest of his life as a pension, even though fully capable of working (well, arguably capable). He will get back the entire amount he contributed in less than two years.

Comment: Run that through any of the online annuity estimators for the cash value of that pension and you will find it’s over $2 million. That’s what it would take an ordinary retiree to have saved to match what Quinn will get.