By: Mark Glennon*   Few things irk real pension reformers more than the constant claim by opponents that protecting pensions is about defending the little guy. The opposite is true. Let’s explain and look at some numbers.   First, we’ll start with a premise, which is that most state and local pensions in Illinois as now scheduled will not be fully paid for the simple reason that they can’t be. One way or another, whether by default, bankruptcy, constitutional amendment or whatever, cuts will come. Regular readers here know that. If you don’t accept that premise, please either study