Illinois’ latest Consumer Lending Trends Report shows that predatory lenders in Illinois attracted a 5% increase in new borrowers in 2019. Abe Scarr of the consumer watchdog group Illinois PIRG said, “They are not stupid. They go to these companies with their eyes wide open because they are desperate."
A largely unasked question is becoming glaring: Is Illinois doing all it should to use artificial intelligence to make government cost less and work better? So far, the evidence says no.