IL bill could strengthen genetic information privacy laws – WAND (Decatur)

A bill from state Sen. Julie Morrison could ban insurance companies from canceling, limiting, or denying coverage or changing rates based on genetic information collected for healthcare treatment.
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MsT
3 months ago

If insurers cannot rate for risk before accepting a risk then they will: 1) not offer coverage in the state because the risk of no-risk assessments makes the state an unattractive place to do business; or, 2) or will assume that everyone in the state is a higher risk than their counterparts in other states (where risk assessment is allowed) and charge everyone to cover the additional knowable but unknown risk. In Illinois “doing business” is itself a high risk activity with few mitigation strategies available.

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