Pritzker and his legislative allies are aiming to overhaul a broad range of insurance companies’ practices. Among other things, the bill would ban so-called step therapy, in which insurers require patients to try a different, often cheaper, alternative before treatment recommended by doctors. It also would ban prior authorization, when patients sometimes have to get permission from insurance companies before receiving treatment, for in-patient mental health care.
A largely unasked question is becoming glaring: Is Illinois doing all it should to use artificial intelligence to make government cost less and work better? So far, the evidence says no.