"When governments are insulated from the consequences of their own cost structures, the incentive to reform diminishes. COVID relief severed the feedback loop that normally forces adjustment. ... What Chicago faces today is the delayed recognition of problems that were merely masked, not solved."
A largely unasked question is becoming glaring: Is Illinois doing all it should to use artificial intelligence to make government cost less and work better? So far, the evidence says no.
Absolutely, Chicago should have declared bankruptcy before all the COVID bailed them out, but they are hitting the bottom again.