Retailers can be sued in IL state court under fed law for printing too many card digits on receipts, even if no real harm done – Cook County Record

“When a person willfully fails to comply with the Fair and Accurate Credit Transactions Act’s truncation requirement, the (Fair Credit Reporting Act) provides a private cause of action for statutory damages. Actual damages need not be pleaded or proved,” Justice Margaret Mullen wrote. “Allowing an individual to seek statutory damages pursuant to FACTA, even in the absence of an actual injury or adverse effect beyond a statutory violation, furthers FACTA’s (preventive) and deterrent purposes by providing a strong incentive to comply with the law and preventing problems before they occur and cannot be undone.”